Welcome to the Terms and Conditions Page of Dosina Finserv, These terms and conditions outline the rules and regulations for the use of Dosina Finserv's Website, located at https://dosinafinserv.com/

Please read the following terms and conditions carefully before availing any of our financial services, including personal and business loans, as well as top-up loans. By accessing and using the services offered by Dosina Finserv, you agree to comply with the terms outlined below:

1. Loan Eligibility:

To qualify for a loan from Dosina Finserv, applicants must meet certain eligibility criteria based on income, credit history, and other factors determined by our lending team. Meeting the eligibility requirements does not guarantee loan approval.

2. Loan Approval Process:

The approval of loans, including personal, business, and top-up loans, is subject to the discretion of Dosina Finserv. The company reserves the right to reject loan applications that do not meet the required criteria or pose a risk to our business operations.

3. Loan Repayment:

Borrowers are responsible for repaying the loan amount along with interest within the agreed-upon timeline. Failure to make timely repayments may result in penalties, additional charges, and negative implications on credit score.

4. Interest Rates:

Dosina Finserv offers competitive interest rates on personal and business loans, as well as top-up loans. The specific interest rate applicable to your loan will be communicated to you during the loan application process.

5. Privacy Policy:

Dosina Finserv is committed to protecting the privacy and security of our customers' personal and financial information. By using our services, you agree to our Privacy Policy, which outlines how we collect, store, and use your data.

6. Amendments to Terms:

Dosina Finserv reserves the right to amend or update the terms and conditions without prior notice. It is the responsibility of users to review the terms periodically to stay informed of any changes.

7. Contact Us:

If you have any questions or concerns regarding our terms and conditions, please contact Dosina Finserv's customer support team for assistance.

8. Loan Consultation and Mediation Services:

Dosina Finserv acts solely as a loan consultant and intermediary, facilitating connections between loan applicants and various Non-Banking Financial Companies (NBFCs) or other financial institutions. We do not provide loans directly from Dosina Finserv and are not a lender in any capacity.

By applying for a loan through our platform, you understand and agree to the following terms:

• 8.1 Mediation Role : Dosina Finserv is a connector between loan applicants and our NBFC partners. Our role is limited to providing loan consulting services, where we help applicants identify and connect with NBFCs based on the information provided during the loan application process.
• 8.2 No Direct Lending : Dosina Finserv does not issue or disburse loans. Any loan agreements, terms, and conditions are established solely between the applicant and the chosen NBFC. We do not guarantee the approval of any loan application or the terms that may be offered by our NBFC partners.
• 8.3 Applicant's Responsibility : Applicants are responsible for reviewing and understanding the loan terms provided by the NBFCs. It is the applicant's decision to choose a loan offer from the available NBFC partners, and Dosina Finserv holds no liability for the terms of any loan contract entered into by the applicant and the NBFC.
• 8.4 No Guarantee of Loan Approval : We offer no guarantee regarding the approval of loan applications or the specific terms of the loan, including interest rates, loan amounts, and repayment periods. These decisions are made by the NBFCs based on the applicant's profile and their own internal criteria.
• 8.5 Profile-Based Loan Suggestions : Based on the applicant’s profile and the information provided, Dosina Finserv presents loan options from different NBFC partners. However, the final decision to accept or reject a loan offer rests with the applicant.

Thank you for choosing Dosina Finserv for your financial needs. We look forward to serving you with our easy personal and business loan solutions, including top-up loans.